I recently got an update to our homeowner’s policy. It’s something like a hundred pages long. Past updates were only a few pages. I’m supposed to wade through all this legalese? I’d have to hire a lawyer just to find out how badly we’re getting screwed. A quick glance reveals there’s a “trampoline exclusion” and a “hovercraft exclusion.” I am not making this up.
And to quote:
A specific exclusion for hovercraft liability is added. Hovercraft are also known as ground effect vehicles or air-cushioned vehicles and were excluded in your former policy as motor vehicles or motorized land conveyances.
On the other hand, I note that our policy covers our grave markers (or mausoleums) for any damage caused by fire, lightning, windstorm, hail, explosion, riot or civil commotion, aircraft (including self-propelled missiles and spacecraft), vehicles, smoke, vandalism or malicious mischief, theft, falling objects, weight of ice, snow or sleet, accidental discharge or overflow of water or steam, sudden and accidental tearing apart, freezing, sudden and accidental damage from artificially generated electrical current and volcanic eruption — for up to $5,000.
No coverage for nuclear hazards, though.