I talked to our insurance adjuster the other night, a guy named Roland Graybill. I told him that to the best of our knowledge the first floor of our home was flooded with up to six feet of water, and has been sitting in water for a couple of weeks now. He said that in all likelihood the insurance company would be “paying limits” to people in our situation.
That means we’d be getting approximately as much as we originally paid for the house, plus another sum for the contents. But I’m still completely clueless as to what we’ll do with that money. Will our house be salvageable in any form? Will it be condemned outright? Will it be consumed by toxic mold and mildew? Do we tear down and rebuild on the same ground?
So many questions, so few answers.