We’ve been having a bit of trouble making ends meet ever since Xy changed schools and took a $20K pay cut. Sometimes it’s that last week of the month, sometimes, just the last couple days. A number of times I’ve had to draw off our savings to make up the gap. It’s occasionally embarrassing and […]

Read More → Damn

So our mortgage company is holding the insurance money for renovating our house. They cut a check months ago when our contractor first submitted a bid, for one-third of the estimated total. A couple months ago they sent an inspector along to confirm that work has been underway. They cut another check for the next […]

Read More → Check’s in the Mail

Just got off the phone with our mortgage company, US Bank. Right after the storm they told me we’d have a six-month moratorium on payments. But I just learned two important points: The moratorium is only three months. In other words, it’s already over. They want those three months paid back over the next six […]

Read More → Ouch